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Simplii Financial offers competitive interest rates on its products. Build your savings, pay off debts or grow your investments in a way that's fast and easy. Simplii Financial ™ Prime Rate. The prime rate is the lending rate Canada’s banks and financial institutions use to set interest rates for variable loans and lines of credit, including mortgages. Simplii Financial ™’s prime rate is currently 3.95%. Simplii Financial. loading. If you're thinking about buying a new home, paying off your mortgage faster or using the equity in your home for renovations, Simplii Financial has all the information you need.

To help you save money, we're offering you a savings account with a great rate and absolutely no monthly fee. Open an account today! High Interest Savings Account Simplii Financial. If you own your home, you can use our secured line of credit to borrow money for home renovations, debt consolidation, car purchases, large investments and more. Cookie notice. Simplii Financial uses cookies to understand how you use our website and to improve your experience. This includes personalizing CIBC content on our mobile apps, our website and third-party sites and apps.

Changes in the federal funds rate and the discount rate also dictate changes in The Wall Street Journal prime rate, which is of interest to borrowers. The prime rate is the underlying index for most credit cards, home equity loans and lines of credit, auto loans, and personal loans. Many small business loans are also indexed to the Prime rate. What it means: The initials stand for The Wall Street Journal, which surveys large banks and publishes the consensus prime rate. The Journal surveys the 30 largest banks, and when three-quarters of them 23 change, the Journal changes its rate, effective on the day the Journal publishes the new rate. Prime Rate. The prime rate in Canada is currently 3.95%. The prime rate, also known as the prime lending rate, is the annual interest rate Canada’s major banks and financial institutions use to set interest rates for variable loans and lines of credit, including variable-rate mortgages. 13/09/2018 · The only promo that I've ever received from these shysters were the 3% offer way back when and nothing ever since. I logged in tonight to check out what new promos were available of course there was nothing, and to find out what the current interest rate on.

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